Choosing to be a temporary worker brings with it flexibility on where and when you work. It also provides you with an opportunity that permanent employees don’t have and that is the opportunity to increase your take-home pay by working through an Umbrella Company. Bay Resourcing has opted to work with several umbrella companies.

Working with an umbrella company allows workers who are based temporarily at a site eg school to claim work-related expenses as tax and National Insurance (NI) free amounts, reducing the level of tax and NI you have to pay. The expenses can include everyday costs like meals, travel and assignment-related expenditure.

The expense amount is deducted ffrom the funds the umbrella company receives from your agency before tax and NI is calculated. As the taxable amount is reduced, deductions from your pay are lower. The expenses are then paid to you with your net salary, which can result in an increase to your take-home pay.